Information We Gather on Our Website:

When you apply for a product Administered by ARS, we will register you for an "ARSclient" account. With this account you can request a quote or complete online enrollment forms within our website. As part of this process we ask that you provide identifying information and demographic information about yourself (name, date of birth, social security number, passport number, postal address and email address). This information is required at initial registration only, and it is used to identify you as a unique, authorized user. ARS will never ask for confirmation of your personal or account information through an email, and you should never respond to an email (especially unsolicited email that asks for your personal information).

Other Information We Gather:

ARS's web server automatically recognizes only your IP address when you visit our website as an anonymous visitor (without logging in). Our website does not recognize your email address. However, ARS collects your email address when you communicate with us via email; provide your email address to us when completing an online application or register to access secure areas of our website. If you register on our website, please keep your email address up to date in your personal profile through your “ARSclient” account. This email address will be used to retrieve a forgotten password and assist you in using other self-service features associated with your “ARSclient” account. ARS also collects aggregate information about pages visited within our website.

What We Do With Information We Gather:

We use the information we gather about visitors to our website in one or more of the following ways:

·        To fulfill orders and requests for additional information.

·        To verify you are a certificate holder or member.

·        To help ensure a safer online environment for our online visitors.

·        For general aggregate site visitor analysis and statistical research.

·        To inform you of products and services that may be of interest to you.

·       To inform client service representatives about account access and service requests that will enable us to provide better customer service.

How We Secure Your Information Through Encryption:

We realize the importance of securing the information we gather about you, so we have physical, electronic and procedural safeguards in place to enhance the safety of information about you that is collected on our website and information we’ve sent via the Internet, including credit account and electronic fund transfer information.

In particular, we require that a "secure session" first be established, using an Internet method known as Secure Socket Layers (SSL). With SSL engaged, pages are sent to you in an encrypted format and any information you submit to the ARS website is encrypted. This method of transferring sensitive data is considered the industry standard for the Internet. To help ensure security via the Internet, we recommend you keep your browser up to date with current security patches. While ARS has taken steps to make the information you provide to us is secure as possible against unauthorized access, please keep in mind that no data transmission over the Internet is 100% secure. Any information disclosed online can potentially be intercepted and used by unauthorized parties.

How We Use Cookies:

When you visit our website as an anonymous visitor, personal information (such as your name, address and email address) is not collected. However, we use cookie technology to collect information about how ARS's website is used. Our server automatically tracks an online visitor's IP address, browser version and pages visited. Cookies cannot be used to reveal your email address from your hard drive, pass on computer viruses or learn confidential or personal information about you that you have not already expressly revealed.

Please note: If you have chosen to disable cookies on your browser, you will not be able to log into the secure areas of our website. This is because we use cookies to store and remember your user identification number, password and email address in order to recognize you when you return to the ARS website. We do this to make your experience more productive when using ARS’s website or your “ARSclient” account.

Our Policy for Children:

Our website is not intended to attract children under the age of 13. We do not use our website to knowingly solicit information from or market to children under the age of 18. Parents and/or guardians are solely responsible for supervising their minor children's use of our website.

Links to Other Websites:

Our website contains links to other Internet sites. It is our intent to provide links only to other quality websites. However; we cannot guarantee the safety and privacy of information you provide to these linked sites or information these website provide to you. Any information collected by websites other than the ARS website is not covered by this privacy policy, and provisions of privacy policies contained on other websites may differ from the provisions of the privacy policy offered by ARS.

Questions or Comments:

If you have questions regarding our online privacy policy, please send an email message to service@azimuthrisk.com or send your written correspondence to Azimuth Risk Solutions, LLC,

8520 Allison Pointe Blvd, Suite 220, Indianapolis, IN 46250 USA.